Life itself is difficult. But presented with challenges, it is twice as hard. When it is practical we can take time to think our way through. Given time is not on most people's side. It is always good to have a back up. Prayer changes things. Be of God not of the world. You will be surprised how far that gets you.
Be anxious for nothing, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all comprehension, shall guard your hearts and your minds in Christ Jesus