In these days and times everything from our pet to our homes, to our cars, to our lives is covered by insurance(s). Most never have to put in a claim. However there are times that arise when one must "cash in" on their policy. This is when you find out what it takes to recoup the cost of whatever situation you've been placed in. This is also the time you are most likely disappointed, because nothing really covers the cost of the item, person, thing that was lost. Unlike spiritual insurance from God, which is free of any monetary charge. The only thing one has to give up is oneself. God covers all. Never will disappointment arise if your "policy/faith" stays in good standing.
Titus 1:2 a faith and knowledge resting on the hope of eternal life, which God, who does not lie, promised before the beginning of time.